Today's Featured Rates

30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.182%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.023%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.540%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.593%  0.000%
Assumptions

Rates are subject to change without notice. Actual interest rates and APRs may vary based on credit history.


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The Farmers & Merchants State Bank offers a variety of loan options to choose from including fixed rate mortgages, adjustable rate mortgages, home equity products and more. We offer easy to understand explanation of each program on the site and a Loan Officer is always just a call or email away.


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